Did You Know that Amazon Has a Secret Luxury Site?

Amazon’s best-kept secret is out. VRSNL, (short for “versional”), has been quietly selling luxury fashion items since September 2019. A total of 30 designers are currently on the VRSNL roster, including Alexander McQueen, Balmain, Prada and Jimmy Choo. What distinguishes VRSNL is a section called “The Remix,” which features original editorial content that tells stories behind the brands and designers. The retailer also has an app, which allows today’s trendsetters to shop wherever, whenever.

The post Did You Know that Amazon Has a Secret Luxury Site? first appeared on Century 21®.

Source: century21.com

7 Top Decorating Ideas for Your Bedroom this Fall: Making Your Room More Cozy & Stylish

Fall is one of the most exciting seasons of the year. The trees, the smells, the comfy sweaters and pumpkin spice lattes; it’s a cozy, wonderful time and who wouldn’t want to enjoy that warm vibe all year long?

And since this is the season that prompts us all to spend a little more time inside, homeowners and renters alike tend to step up their interior decor game and invite the fall into their homes, adding notes of warmth and pops of color that are typical for the fall season.

If you’re one of the many people that love fall and you’re looking for ideas on how to decorate your bedroom with seasonal elements, here are some great ideas for you to try.

1. Scented candles

When it comes to decor, we often think about how the room looks. Other senses are often ignored. With fall, it’s hard to ignore the power of scent as there are plenty of smells associated with this season.

Some good scents to bring into your bedroom during the fall season include: fresh fig, warm wood, cinnamon, oak moss, sandalwood, frankincense, patchouli, pumpkin, bergamot, apple, raspberry, clary sage, and so much more. Get several candles in these scents or better yet, get them in various blends. Essential oils could also do the trick on the odor side, but they lack the visual element that a well-picked, nice looking candle would bring.

To step things up a little, you can pair the candles with some nice, seasonal elements to create an arrangement where the candles are the centerpiece. Just remember that candles are flammable, so if you’re adding any seasonal flowers or items that might be lit up, keep them at a safe distance from the flame of the candle.

fall decor with a candle centerpiece.

2. Ambient lighting

The right lighting can create a relaxing mood in your bedroom. This fall, you’ll want ambient lighting that’ll make you want to snuggle up in your sheets and never leave.

Instead of the usual white light bulb, opt for ones that emit a warm glow like orange or yellow. This will really go well with your scented candles, plus it has the added benefit of making you fall asleep faster.

3. Warm palettes

Another easy way to decorate your bedroom this fall season is by changing up the color palettes. I’m not saying to go crazy by painting your walls — especially if you’re a renter and don’t have the go-ahead from your landlord to repaint the walls. But there are many other ways to play with colors that don’t involve paint, fumes, or a full day’s worth of work.

Simply replace your current bed linens with some warm colors like orange, burgundy, brown, terracotta, red, and purple. You can also apply this in other areas of the bedroom such as your rugs and curtains, and make use of some nice wall art to supplement the fall color effects.

cozy fall bedroom

4. Cozy bedding

Since this season is all about getting cozy, you want to make sure that your bed is conducive to rest. Weighted blankets are the new fad so you may want to consider getting one. But in addition to that, you also have to think about the fabric.

You’ll want to keep warm this fall so consider replacing your current bed sheet and pillows with thicker ones made in velvet, fur, wool, or flannel. They’re wonderful fabrics that do more than just make you warm, they also add texture to your room decor. 

5. Fall accents

Replace last season’s accessories with fall accents. Some good ideas you can do are a vase of autumn flowers, a tray of pinecones, or even just a fall scented candle. 

6. Add in the rugs

One rug is nice but two rugs is even better. This ups the cozy factor allowing more opportunities for you to get warm. If there’s already one beside your bed, place the second rug in an area where you are likely to spend a lot of time like by the window or the foot of the bed. Opt for a rug in a contrasting color so that it doesn’t look too matchy-matchy.

7. Embrace the dark

We know natural light is great but fall is one of the rare times where you’re allowed to embrace the dark. This doesn’t mean you have to completely remove natural light from your room altogether, but you’ll want to have the option to darken the room if needed. For this, you’ll want to put up curtains in a dark color. This allows you to easily pull them together if you want to get extra comfy in the evenings, or even during daytime. 

There are plenty more ways to make the bedroom more appropriate for fall but these are the easiest, most effective ways to do it. We hope you enjoyed these tips.

Now onto you. What decor changes do you make in your home during the fall season? Share your thoughts in the comments below.

More tips for your lovely home

Here’s Everything You Need to Set Up a Meditation Corner in Your House
How to Properly Furnish a Small Bedroom to Fit a Large Bed
How to Add a Touch of Luxury to Your Home without a Costly Renovation
5 Ways to Add a Note of Sophistication to Your Kitchen Décor

The post 7 Top Decorating Ideas for Your Bedroom this Fall: Making Your Room More Cozy & Stylish appeared first on Fancy Pants Homes.

Source: fancypantshomes.com

Why UGMA/UTMA Accounts Are the Perfect Holiday Gift

If you have a special child in your life, you may be wondering what to put under the tree this year. One long-lasting and truly meaningful way to show the child in your life that you care is by taking a few minutes to set up a UGMA/UTMA account and give them a leg up in life.

The earlier you open a UGMA or UTMA account for a child, the longer your initial gift has to grow, thanks to the magic of compound interest. For example, investing just $5 a day from birth at an 8% return could make that child a millionaire by the age of 50. By setting up a UGMA/UTMA account, you’re really giving your beneficiary a present that grows all year round. Now, that’s a gift they’re sure to remember!

What is a UGMA/UTMA account?

UGMA is an abbreviation for the Uniform Gifts to Minors Act. And UTMA stands for Uniform Transfers to Minors Act. Both UGMA and UTMA accounts are custodial accounts created for the benefit of a minor (or beneficiary).

The money in a UGMA/UTMA account can be used for educational expenses (like college tuition), along with anything that benefits the child – including housing, transportation, technology, and more. On the other hand, 529 plans can only be used for qualified educational expenses, like summer camps, school uniforms, or private school tuition and fees.

 

It’s important to keep in mind that you cannot use UGMA/UTMA funds to provide the child with items that parents or guardians would be reasonably expected to provide, such as food, shelter, and clothing. Another important point is that when you set up a UGMA/UTMA account, the money is irrevocably transferred to the child, meaning it cannot be returned to the donor.

 

Tax advantages of a UGMA/UTMA account

The contributions you make to a UGMA/UTMA account are not tax-deductible in the year that you make the contribution, and they are subject to gift tax limits. The income that you receive each year from the UGMA/UTMA account does have special tax advantages when compared to income that you would get in a traditional investment account, making it a great tax-advantaged option for you to invest in the child you love.

 

Here’s how that works. In 2020, the first $1,100 of investment income earned in a UGMA/UTMA account may be claimed on the custodian’s’ tax return, tax free. The next $1,100 is then taxed at the child’s (usually much lower) tax rate. Any income in excess of those amounts must be claimed at the custodian’s regular tax rate.

A few things to be aware of with UGMA/UTMA accounts

While there’s no doubt that UGMA/UTMA accounts have several advantages and a place in your overall financial portfolio, there are a few things to consider before you open up a UGMA/UTMA account:

 

  • When the child reaches the age of majority (usually 18 or 21, depending on the specifics of the plan), the money is theirs, without restriction.
  • When the UGMA/UTMA funds are released, they are factored into the minor’s assets.
  • The value of these assets will factor into the minor’s financial aid calculations, and may play a big role in determining if they qualify for certain programs, such as SSDI and Medicaid.

Where you can open a UGMA/UTMA account

Many financial services companies and brokerages offer UGMA or UTMA accounts. One option is the Acorns Early program from Acorns. Acorns Early is a UGMA/UTMA account that is included with the Acorns Family plan, which costs $5 / month. Acorns Early takes 5 minutes to set up, and you can add multiple kids at no extra charge. The Acorns Family plan also includes  Acorns Invest, Later, and Spend so you can manage all of the family’s finances, from one easy app.

 

During a time where many of us are laying low this holiday season due to COVID-19, remember that presents don’t just need to be a material possession your loved one unwraps, and then often forgets about. Give the gift of lasting impact through a UGMA/UTMA account.

The post Why UGMA/UTMA Accounts Are the Perfect Holiday Gift appeared first on MintLife Blog.

Source: mint.intuit.com

9 Surprising Windex Uses (Aside From Cleaning Glass)

Vinegar isn’t the only super performer in your kitchen.

Windex — that simple $3 spray you keep under your sink — can be used to clean the interior of your car, to detail jewelry and even to unstick zippers.

Your store shelves probably carry several varieties of Windex, so if you’re cleaning fabric, stick with the clear version, and if you’re using it for a car, use the Windex Ammonia-free Glass Cleaner.

Aside from those suggestions, any of the Windex variations will do the job.

Here are 9 surprisingly effective uses for that familiar blue (or sometimes clear) bottle.

1. Moving Large Pieces of Furniture

Los Angeles-based interior designer John Linden uses Windex to slide large items that are stuck or too heavy to move.

“All we need to do is to spritz some in front of the objects we want to move before pushing the item,” Linden says. He’s then able to easily move that piece of furniture to its place.

As long as you use the ammonia-free version of Windex, you can use it on any type of flooring, including hardwood.

2. Cleaning Carpets and Upholstered Furniture

You thought Windex only worked on glass? Linden says he’ll often spray Windex onto small stains, leaving it for 20 minutes to soak. Then he wipes right off the furniture.

Make sure to use the clear formula for this, as the blue formula may leave its own stains.

3. Insect Repellant

The smell of ammonia is strongly disliked by many insects, says Andrew Barker, founder of Homeowner Costs. As a result, Barker suggests spraying Windex by open windows and doors to keep bugs at bay.

4. Clean Your Car

Windex is also a great cleanser for cars, says Deidre Fisher, owner of Simply Bliss Cleaning in Salt Lake City, Utah. Use it on window and mirror smudges, on dashboards, the steering wheel and any plastic and leather surface.

It’s also great for cleaning the screens and dials. “I just recommend spraying the cloth first and not the electronics directly,” Fisher says.

5. Washing Makeup Brushes

Makeup artist and lifestyle blogger Kerrin Jackson has been using Windex to clean her brushes and airbrush parts for more than a decade.

“They make light work of breaking down the alcohol-based makeups and heavy-duty body makeup products that can sometimes be stubborn and difficult to clean from the inner workings of the airbrush parts,” Jackson says.

6. De-greasing Your Kitchen

Use Windex on your exhaust fans and range hoods in your kitchen, suggests Diana Rodriguez-Zaba, president of ServiceMaster Restoration by Zaba, a cleaning company in Chicago.

Rodriguez-Zaba suggests spraying Windex on the surfaces and letting it stand for 5-10 minutes, then wiping it clean and rinsing with water to remove any remaining chemical residue.

7. Cleaning Your TV Screen

Got a dusty TV? Dust is usually very prevalent on televisions because everyone is scared to clean them. But spray some Windex on a soft cloth and you’re good to go, says Abe Navas, general manager of Emily’s Maids, a house cleaning service in Dallas.

8. Removing Stains From Clothing

It works well for red wine, tomato sauce, ketchup and more, says Jen Stark, founder of Happy DIY Home, a gardening and home improvement blog.

“You can lightly spray the stain with Windex and let it sit for 15 minutes, as long as the clothing item isn’t a delicate silk,” Stark said. “Get a clean cloth and blot at the stain before rinsing it in cold water.”

Follow this by washing the clothing as recommended. Make sure you use clear Windex for this task.

9. Cleaning Patio Furniture and Outdoor Surfaces

Benjamin Nguyen, owner of Full Color Cleaners, says he uses Windex to clean his patio furniture, making it look as good as new. It will clean everything from the furniture to outdoor surfaces, including brick.

For this task, go the extra mile and snag the Windex Outdoor Concentrated Cleaner, which is a 32 oz. spray bottle that attaches onto a hose ($27.66). Spray onto your aluminum siding, your brick, your windows — and with this tool, you won’t even need a ladder to do it.

Danielle Braff is a contributor to The Penny Hoarder.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Source: thepennyhoarder.com

How to Clean and Polish Your Wood

Clean furniture and floors

Remove water rings

If you have kids, you probably have watermarks on your finished wood table. Use a little petroleum jelly to remove the white stains. Just rub the area with the jelly and let it sit for several hours (or even overnight). Then rub again with a soft cloth—the stain should disappear.

Another way to erase water rings

Does your wood furniture have white rings left from wet glasses? Remove them with a mixture of 2 tablespoons corn oil and enough baking soda to make a paste. Apply the paste to the rings and let sit for at least 1 hour before rubbing the area gently. Or give mayonnaise a shot: Rub a tiny bit (1/2 teaspoon) on the ring and let it sit overnight. In the morning, just wipe with a damp cloth and the ring should be gone!

Erase wood scratches and dents

Head to the kitchen for a solution. For tiny scratches in your wooden table or floor, rub vegetable or canola oil into the surface. The oil will darken the area and help it blend in.

Related: 6 Items You Can Use to Cover Wood Scratches

Whip up your own wood cleaner

It’s simple: Just combine the juice from one lemon with 2 cups vegetable or olive oil. Use it just like you would use a store-bought cleaner, and fill your room with the fresh scent! Use this on your furniture or floor.

A very light coat will nourish the wood and help protect the finish, but be sure to rub it in well so it doesn’t leave a residue.

Steal a secret from your shoes.

Does your wooden coffee table, dresser, or dining room furniture have visible scratches? No sweat! Use a similarly hued shoe polish to fill in the offending marks.

Deep clean and shine

Your wooden kitchen cabinets may look clean, but over time, they can develop a sticky film. To eliminate it, mix 1 part vegetable or coconut oil with 2 parts baking soda, and rub on the cabinets. Remove the paste with a damp cloth, and then dry with a clean rag. You’ll be surprised at how much brighter they look!

See also: How to Bring Your Outdoor Furniture Back to Life

Polish furniture and floors

Get gorgeous wood floors

Those tannins in black tea also work wonders to shine and richen the color of hardwood flooring. Simply rub on some brewed tea (keeping moisture to a minimum) and let air-dry.

Save flat beer to shine furniture

Stale beer is a great cleanser for wooden furniture. The next time you have flat beer left over, don’t dump it out. Instead, use it to dampen a soft, clean cloth, then wipe it onto your wood furniture. Finish with a dry cloth for an amazing shine.

Give old wood new life

We love the antique look of old wooden furniture. But sometimes “old” just looks, well, old rather than “antique.” Get wood gleaming again and smooth away any imperfections and scratches with an easy trick that is amazingly effective. You only need two items that you probably already have in your kitchen: oil and vinegar. (Yep, like the salad dressing!) Mix 1/4 cup white or apple cider vinegar with 3/4 cup olive or vegetable oil. Dip a soft cloth in the solution and rub on for a brand-new look.

You can choose to add 8 to 10 drops of an essential oil (we like lemon, orange, or tangerine) for a sweet scent.

Prevent polish buildup

Excess polish can leave a dull finish on wooden furniture. To remove it, mix together 2 tablespoons white vinegar and 2 tablespoons water. Apply to the surface and wipe right off. Cornstarch will also do the trick: Sprinkle a little on the furniture and polish with a soft cloth. 

Just for fun: Is the 5-Second Rule True?

Source: quickanddirtytips.com

5 Things You Should Pay Premium for as a Homeowner or Renter

Being a homeowner on a budget is nothing to be ashamed of, if anything, most people prefer to keep their expenses low, especially after recently purchasing a home! But,there are some things you shouldn’t cheap out on, and we’ve got you covered.

The post 5 Things You Should Pay Premium for as a Homeowner or Renter appeared first on Homes.com.

Source: homes.com